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Student Accident Insurance Policy Revised

Parents will need to purchase accident insurance

The Board of Education has decided against using more than $300,000 of its operating budget towards secondary accident insurance for students participating in after-school activities.

The board approved a policy on first reading June 21 that states the district will not purchase the extra insurance, which acts as a secondary policy when a student is accidentally injured while playing sports or participating in another extra-curricular activity. The insurance would have covered costs not paid by a student's family's health insurance policy.

For the past two years, Brick has not funded the extra coverage, preferring to offer the policies to students for $76 per school year. However, the board decided to set aside $330,000 in its 2012-13 school year budget to pick up the cost once again.

After receiving quotes from insurance providers, it was determined Brick's policy would have cost $298,000 with a $500 deductible to be paid by the district, or $285,000 with a $1,000 deductible.

Last month the board reversed its earlier decision to reinstate the policy.

"We eliminated the policy, and no one was banging on the door saying they wanted to submit a claim," said Business Administrator Jim Edwards at the time.

Some parents have complained they were not notified of the change several years ago, however. To remedy that problem, board member Larry Reid said he will request the superintendent of schools put in place a system where parents will sign a waiver indicating they know policies are offered for a fee prior to their children participating in activities.

The measure will have to be adopted on second reading, presumably at the next board meeting, before it becomes official district policy.

Chief Wahoo June 25, 2012 at 06:35 PM
i guess now thanks to Ritacco, no one can skim their vig off the top, there isnt much need to continue this fraud
Mrgrumpass June 25, 2012 at 09:00 PM
This works for me there is no reason that we all should have to pay for sports insurance as well as transportation to away games, uniforms, and coaching staff, my child starts HS this Sept and if they decide to participate in a sport it will be my job to pay for their insurance! I don’t think the school should have to pay for any of the above parents should pay for play! But this is a step in the right direction!
none of yobusiness June 25, 2012 at 11:20 PM
Im with the Chief the timing is fishy.
doggie dog June 26, 2012 at 04:35 AM
It's an absolute fucking shame that in the year 2012, puppy stores are allowed to operate. Puppy stores serve the uneducated portion of the population, probably on layaway.
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