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Brick Administration Plans 'Sandy Information Fairs'

Sessions will take place Jan. 12, officials say

Brick Township Mayor Stephen C. Acropolis has announced a number of "Sandy Information Fairs" his administration is organizing next weekend.

The information sessions, which will include presentations from FEMA and township officials, will take place Saturday, Jan. 12 at Brick Township High School.

"Due to extremely high demand, it is essential that only Brick Township residents who experienced property damage and have questions for FEMA and township officials about the rebuilding process attend this information fair," the township said in a news release. "This event is not for trade professionals, a separate opportunity will be arranged for those individuals and companies to get information."

Acropolis said he arranged for "knowledgeable FEMA representatives to be on hand Saturday to address frequently asked questions, dispel misinformation and arm residents with the information they need to move forward with the rebuilding process."

Brick residents who find it necessary to attend the information session should send an email to: sandyinfofair@twp.brick.nj.us.

Residents are asked to include in that email their name, home address, telephone number and email address. They must also include, in order of preference, which one hour session they prefer to attend: 8 a.m., 9 a.m., 10 a.m., or 11 a.m.

Township officials said they will work to accommodate as many people as possible, and will work to hold additional information sessions if necessary.

lisa January 06, 2013 at 01:13 PM
what really gets me is this was a super storm, something that occurs once every 100 years, yet insurance companies and this township among others will find ways to make it nearly impossible to rebuild or get flood insurance. I see that my home is now located in a V zone as i am on a lagoon. Well my house only sustained damage to its crawl space, i am lucky, none of my neighbors can live in theirs...yes i lost my furnace but that was due to it being in the crawl...i had to rip out and replace my insulation...nothing compared to most....but now because of this once in a hundred or 500 year super storm, my flood rates are going to triple IF i don't put my house on pilings???? Come on, people need to stand together and fight this crap....
anthony January 06, 2013 at 01:57 PM
my home will be labeled sustantially damaged by Brick. I am not sure they will even grant a permit to repair. May be forced to demolish or raise. If i am allowed to repair at existing elevation flood ins will be too high and unaffordable for me.
StainlessFab January 06, 2013 at 02:27 PM
The flood maps that just came out were not related to sandy. These have been in the works for years. They are pre-sandy. We went for a permit three years ago and the town wanted a flood elevation certificate from us. It has nothing to do with the permit, but they said that FEMA was updating the flood maps and needed this info. That was three years ago. I know it blows, we lost our house, but the maps were coming out anyway. Sandy had nothing to do with it.
StainlessFab January 06, 2013 at 02:30 PM
Oh.. Also, the township adopting these new maps will open the door for people with severe damage to gets grants such as icc (increased cost of compliance) of up to 30k. It sucks for the thousands of homes like Lisa who were not damaged much and now might have to come down. This is a shit sandwich for all of us. I just want to go home!
Noelle Mador January 06, 2013 at 03:45 PM
FEMA lies do why they are having this I don't know. They come in and tell you they work with the insurance company. If you have insurance they don't cover it. Then the insurance company only covers so much. So now I am fighting the insurance because they wouldn't pay for structural damage that I was needed to be fixed. It is all wrong. Sometimes I wonder if it worth staying or to move into an apartment in northern jersey closer to where my hubby works. Good luck everyone.
Slippery Slope January 06, 2013 at 04:18 PM
Lets see what Acroplis does in this, his last year as Mayor.
Kim E January 06, 2013 at 06:52 PM
Living on or near the bay is paradise lost.........
J.JONES January 06, 2013 at 07:48 PM
I believe the Mayor has done well trying to help people that were hurt by Sandy..while trying to recover himself from Damage alone with other council members...This isn't republic and Democrate issues its helping Bricktown families recover...
JB January 06, 2013 at 11:31 PM
You are grandfathered according to the FEMA website. Unless you sustain substaintial damage you will still get preferred rates.
JB January 06, 2013 at 11:34 PM
According to DCA, you dont need permits for anything execpt electrical and HVAC systems. All sheetrock, floors, walls, insulation, etc. dont require permits. But Im sure they will change that as they go along. Now that I repaired 70K worth of the above "non-permit" items, they tell me I have to raise my house. Nice that they waited for me to finish the work to tell me this.
JB January 06, 2013 at 11:45 PM
Link to DCA website is below. The Brick website tels you to reference Dep of Consumer Affairs regarding permits. http://www.state.nj.us/dca/divisions/codes/alerts/pdfs/storm_recovery_information.pdf
Brick January 07, 2013 at 01:51 AM
The Mayor was MIA for the first week or so because he was at his 1st job with the TRMUA. Least he could have done was go on radio and talk to his voters.
Kim E January 07, 2013 at 02:50 AM
JB, where did you read about certain homes being grandfatherEd in? Can you a hyper link on here to it?
J.JONES January 07, 2013 at 03:48 AM
Hey Brick..he had damage at his house ,no power,flooded area..He came out running and was availble to get things going and started the help...
VicM January 07, 2013 at 04:54 AM
I had two feet of water through my entire house and cannot live there and yes it looks like we have had the V zone dropped in our lap, and now we are going to be paying through the nose for flood insurance and ultimately our taxes will sky rocket! This is a raw deal and the Township is not that helpful frankly! I was told there were about 10,000 homes affected by this storm and we all need to try to put a stop to the nonsense maybe a pettition or some other similar action because this is unfair and unrealistic to make all of us contiue to suffer, this time at the hands of FEMA regulations and crazy insurance rates!
KC January 07, 2013 at 06:12 AM
I live just across from a lagoon. How do I know if I am located in a V zone as you are stating, please?
KC January 07, 2013 at 06:17 AM
This is something I think needs to be addressed. This will look like one ghost town if the powers that be keep making it difficult for people to do anything but just walk away. We have in our development two abandoned homes. One is owned by a bank after people foreclosed before Sandy, the other by an absentee landlord whose tenants evacuated because of Sandy and never returned. These two homes were not maintained and are now mold ridden. You can see the windows steamed up on one of them which to me indicates the presence of water. To whom should I report this? Does anyone know?
JB January 07, 2013 at 10:33 AM
Here is the link. You have to download the document from the FEMA library. http://www.fema.gov/library/viewRecord.do?id=3745
JB January 07, 2013 at 10:39 AM
KC, Here is the link to th new flood maps: http://www.region2coastal.com/sandy/abfe Follow the instructions and enter your address and it will tell you your new zone and the required base elevation.
Jaime B January 07, 2013 at 10:59 PM
Read this - they are getting rid of grandfathering policies, expect rates to go up in increments, and totally phased out by 2014. All flood insurance rates will be going up, regardless of when your house was built and if it was compliant with the FEMA maps at that time: http://www.insurancejournal.com/news/national/2012/07/31/257675.htm
JB January 07, 2013 at 11:57 PM
Not sure where it says that, but I see where it says they can only raise you 20% per year.
Jo Amesco January 07, 2013 at 11:58 PM
Hurricane Katrina bankruptciesJim Sensenbrenner, Republican chairman of the House Judiciary Committee claimed: "If someone in Katrina is down and out, and has no possibility of being able to repay 40 percent or more of their debts, then the new bankruptcy law doesn't apply.[26] The Justice Department's US Trustee program has since said it would not attempt to enforce the means test rules for disaster victims, including those affected by Hurricane Katrina.[citation needed] The Justice Department Trustees oversee the administration of bankruptcy law and are able to file the motions necessary to enforce the means test. Despite these assurances, bankruptcy judges are still able to enforce these rules sua sponte.[27] The Department of Justice also indicated it would not oppose a debtor's eligibility to file bankruptcy because the debtor did not fulfill the credit counseling requirements before filing.[citation needed] U.S. Trustees have the discretion to grant waivers of the credit counseling requirements to debtors. - Katrina August 29, 2005 - what have we learned from it since. New Orleans - is still under repairs. it's 2013.
Jo Amesco January 08, 2013 at 12:18 AM
You would be better off - WALKING Away from your home today mortgage or not, either way,they will have to raise YOUR Property TAXES - at least $2500.00 to make up the loss. you have to realize - so many homes are gone, each home brought in at least $6000.00 in property Taxes - minimal. with 120 homes lost - that would be $720,000.00 missing. How many people ran out of money homes sitting dormant those who can't afford to rebuild - another 500 homes. once you Raise taxes, people are going to walk. How many homes were recently put back together - 500 ? how many were done poorly - ? once that Mold returns - no insurance company will pay twice .. FEMA won't pay twice. The Town needs huge funding -that the Federal Government wont provide- Don't blame the Mayor, Don't blame the Council - it's WAY out of their controls... Self-preservation - look out for your self, your family and help your friends.. NO - ONE else is going to do it for you. once the first person leaves and abandons their home - others will follow. Filing a Chpt 7 or 13 is easly done, spend the $4000.00 and walk away. Start over somewhere else. In 5 years - you'll have new credit, and a better life. The choice is yours, Stay- fight- deal with the High taxes - LAKEWOOD - Rabbi's are knocking now take the money$$ - RUN. STAY, deal with the changes comming over 5 yrs or take a breath, breathe,look at your family, and in 6 months or less - you'l have a new life DRAMA free a new life elsewhere.
Jo Amesco January 08, 2013 at 12:23 AM
jaime - I have read this last week - I agree !! your going to see it,, if people cant afford their mortgage, Their property Taxes - their insurance - they will be forced to walk away from their homes.. These are facts,, The had all these great concerts - where did all that money go..? every person in this town got hit - from the home owner who lost their home, to the local resident trying to get by - lost 2-4 weeks of income now behind, to the renter who will soon see their rent go up$150 - 250 each month.. everyone got hurt... The link is real...
Jo Amesco January 08, 2013 at 12:30 AM
Anthony - I don't want to say this -.please- take this openly, your alive,- you may have to just walk away. you have an income, every week - you have something comming in,, save that money, that may become valued elsewhere. there are many properties just a few mile away from brick starting (over 50 - $30K 1-2 bed) small houses $120K... low taxes,, it's a start, it's 4 walls to begin again at a later time, but for now, you have you and a new chance... just an idea,, Anthony - I am sorry for your loss, your efforts, your pain and emotional stress that you've gone through these past 2-3 months,, and to come back to a lot - to see what you see everyday.. Myself and I'm sure many readers out there feel for you.. again - my apology to you, your family those around you. !!!!!!! peace be with you.
Dawn Marie White January 08, 2013 at 04:45 AM
FYI - If you had damage and can not afford to repair or raise your home to the required elevations you have until January 31 2013 to apply for a low interest loan @ 1.688% through the small business administration. You can apply for up to $220,000 for renovations and $40,000 for contents. THIS IS NOT FOR BUSINESSES.... IT IS FOR RESIDENTIAL HOMEOWNERS. FEMA suggests that EVERYONE APPLY for the loan. You have 18 months to decide if you want to use the loan or not, but if you do not apply by January 31, 2013 you are out of luck. If you do not know how to go about starting the process. FEMA has set up a specific location especially for this process. The Ocean County SBA Recovery Center is located at The Southern Ocean County Chamber Of Commerce Office Located at the Stafford Heritage Park Train Station across from Manahawkin Lake between RT9 and RT 72.. There are FEMA Loan specialists there who will help you fill out the application. You can not get this rate at a bank and you do not have to take the loan but if you apply by January 31, 2013 you have 18 months to decide if you need it or not. There is also another location at Brookdale Community College 765 Newman Springs Road, Lincroft in The Bankier Library (ROOM 246) Take Note The DRC (Disaster Recovery Center located in Civic Plaza is not a loan recovery center. They will direct you to the Manahawkin location.....
Jo Amesco January 08, 2013 at 03:54 PM
A Loan - who wants a loan? - if your on a fixed income - you cant afford any loans, if you have bad credit - under a 720 FICO, making less than $42,000.00 with $10,000 in a bank - you won't be approved. They will advise you to try other options or see what grant funding is available - you just have to apply - Another 4 months of run around. But wait - try it yourself and get back to me .. see for yourself how long this will take.. if your on a fixed income, - taxes are $400 a month,utilities are another $400 a month, Auto insurance $120 a month, food + misc $400 a month + Medicare parts A+B+C+D+ Supplimnet another $1250.00.. thats about $2600.00 per month this year,, What happen when you add the Property tax increase ?? another 250 a month ? X 12 months + the loan amount - maybe you don't understand - what the Term - Fixed INCOME means.. if your a retiree or someone stuck in their job - they - He or She does not have the means to produce any extra monty.? How can they barrow - what they can not pay back..? other than taking the money - then file Bankruptcy.. after.
JB January 08, 2013 at 07:12 PM
You might as well just leave town now. You and your comments are part of the reason that there is so much misinformation going around.


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