Brick Officials: Feds Should Fund All House Raisings
Resolution on council agenda for Tuesday night
Mayor Stephen C. Acropolis and Councilman Joseph Sangiovanni will jointly propose a resolution before the township council this week that will ask the federal government to fully fund all residents' house raising efforts in the wake of new federal guidelines.
The resolution requests the federal government to fully fund the efforts of all residents to comply with heightened base flood elevations and other foundation requirements for those in flood zones.
Acropolis said residents with flood insurance whose homes were damaged more than 50 percent during Sandy qualify for grants worth $30,000, but that often is not enough to raise a home. Further, homes that were damaged less than 50 percent – or not at all – as well as those whose homes did not have flood insurance policies, do not qualify for the so-called increased cost of compliance, or ICC, grants.
"There is so much that goes into elevating homes," said Acropolis, in a statement. "Foundation work, utility work and more. That $30,000 will not go far for most families."
Two other grant programs have already been authorized, including Community Development Block Grant allocations that could start as early as next month, according to Gov. Chris Christie, plus FEMA Hazard Mitigations Grants, which could come farther down the line.
Sangiovanni said the federal government should fund the entire elevation effort, however.
"It is our duty to fight for the families of Brick Township, many of whom will likely not be able to afford to elevate their homes," said Sangiovanni, whose own home was severely damaged in the storm. "They should not have to leave their homes and Brick Township because of the financial burden the new flood zone regulations have forced on them. It is another unfunded mandate that is unfair to citizens."
The resolution is on the March 5 council meeting agenda.
Last month, Councilman John Ducey introduced his own resolution calling on the federal government to allow residents to challenge their flood zone mapping.
Max
6:10 am on Monday, March 4, 2013
You own the Property and House, you take care of it, period !!!!!!!!
Lifelongbrickresident
6:41 am on Monday, March 4, 2013
agree 100% Max...this comment area is about to explode for sure...
Art D
4:54 pm on Monday, March 4, 2013
@Max and Lifelongbrickresident - Let me know how you feel about getting federal funds to help you when all of your possessions are in your front yard, your house is destroyed and cars are lost. You guys talk out of your a$$e$. You'll be the first ones in line begging for help if it happened to you. Most likely you're both collecting unemployment, getting food stamps and housing assistance. Losers.
Julles51
10:59 am on Tuesday, March 5, 2013
Really? I don't remember hearing that Katrina victims had to shell out hundreds of thousands of dollars to raise their houses, do you? Are we the "wrong color" or something? Exactly why are we having to take on this huge expense when no one else had to, hmmmm?
Julles51
11:01 am on Tuesday, March 5, 2013
Plus...you're an idiot. Art is right...you're probably on the government dole so you wouldn't know how hard it is to earn this kind of money.
Tom Cular
6:56 am on Monday, March 4, 2013
Whose butt do Acropolis and Sangonani believe they're blowing smoke to? The Feds could care less about a resolution introduced by two petty local politians. In my view, it's just something for them to brag about at election time, along the line of "We tried to get Fed, money to help you" I have to question, where do these people think fed money comes from? It comes from taxpayers, keep it simple, stupid.
Lov2swim
7:04 am on Monday, March 4, 2013
That was your choice to live there...You had to know that at some point in time this type of storm would happen..Seems all everyone wants is a payout from the government. I'm so sick and tired of paying for everyone else..You folks need to step up..you can't afford to rebuild, sell you proberty and buy inland.!! It's not a tough concept to follow...All you do is "Want, want, want!!!"
Julles51
11:03 am on Tuesday, March 5, 2013
All the residents want, want, want is for the government to stay the hell out of our lives. People are all set to pay to have their houses fixed but then the government comes in and says everyone has to raise their houses??? WTF?? There hasn't been a storm like this at the jersey shore for a hundred years...we should have to pack up and move just cause the government in it's infinite wisdom has added an insurmountable burden to its citizens...gee, what a surprise!
Ken
7:18 am on Monday, March 4, 2013
The new FEMA maps and guidelines will not stand up for long. Think about it, this is not going to happen just in New Jersey, it's the whole country!
Look at South Florida and the Keys where most homes are cinder block walls on slabs. These types of homes cannot be raised, they will need to knocked down.
Any homeowner with a mortgage being forced to spend the $$ required will look at the bottom line and walk away from the home leaving it to the banks. Millions of homeowners will walk creating another banking meltdown.
knarfie
7:28 am on Monday, March 4, 2013
What a joke these two guys are. An election is coming, so let's say something absurd for the benefit of the voters. Anyone who buys into this ploy is dumber than these two.
Bootleg
8:02 am on Monday, March 4, 2013
Really?? Really???
Yes I chose to live in my little beach bungalow on the water. Yes I have adequate flood insurance of 215,000. More than I needed. Insurance wants to pay me 95,000 for a home that was structurally damaged beyond repair. I cannot rebuild for that. Insurance settlements aren't paying anyone what they are due. So what are we as a community supposed to do? I know many people are walking away, we might have no choice to walk away. I believe the mayor knows this and he is trying to save his town. If people from shore acres, bay wood, cherry quay, bay harbor estates, sailors quay etc... Walk bc they cannot afford to fix their home due to insurance payouts or raise their home for that matter... What will that do to the tax base or the town. My neighborhood is a ghost town right now! Get in your car and drive these neighborhoods and then you might understand what they are trying to do. Brick was underwater... 5 foot ravaged my ranch I walked out with the clothes on my back and that was about all.
knarfie
10:18 am on Monday, March 4, 2013
Your situation is a sad one, no one can deny that. The problem is , in an effort to get reelected, they are coming up with something that will never happen in an effort to garner votes in an election year. Anyone should be able to see through this.
Tine
1:29 pm on Monday, March 4, 2013
I do not think tis is about politics at all. They are trying to save this town. Living on the water or not living inland has nothing to do with it. If enough people walk, this town will be in serious trouble. If the waterfrnt communities can not afford to raise, they/we will have to walk. $30,000 a year forced premiums are just not possible. The waterfront community bears a lot of the tax burden. Smarten up people and look at the whole picture.
oldsoldier
8:25 pm on Monday, March 4, 2013
First, let me say that I'm sorry for your loss. I know that does not fix your problem, but I wish you well. I think your situation is a "poster child" for what is wrong with the insurance industry and suggests we all are being ripped off by them. I am definitely fortunate not to have lost my home and possessions. That said, I do not live along the water either. Yes you and others did choose to, and you have inidicated you bought an expensive policy to cover rebuilding. My questions to you are:
1. Did you complain to the insurance company about selling you a policy they were never going to make good on?
2. If so, and received no satisfaction - Have you filed a complaint with the state against the insurance company?
Again I am sorry for your loss. I am concerned that the insurance companies would agree to sell you a policy (215K) that they never had the intention of making good on, yet you paid the premiums for it (I presume) . That disturbs me and it should disturb all of us. I know I will be discussing my policy with my insurance company to find out if they will honor the policy for the amount agreed. That said, the rest of the taxpayers should not be on the hook because the insurance companies do not want to make good. Also, if a homeowner bought minimal insurance and is not enough to cover their losses, I do not believe the taxpayers should be paying on that either.
KC
12:18 am on Tuesday, March 5, 2013
Bootleg, I am so sorry for your situation and that of so many suffering. I say if we can send monies to Israel, Iraq, Iran, Pakistan, Afghanistan, Africa and Haiti then we should be able to give Americans a helping hand. I think the reason the insurance companies are low balling people with payouts is they plain and simply have never had to deal with this much devestation all at the same time. And I am aware that corporate interests are just plain self-serving as well. That said, I don't know that rebuilding on the water is a viable thing to do. Who in their right mind would want to rebuild on the water in light of this super storm? We have another storm brewing as I write. So much money has been collected, but where has it gone? I agree that people have no clue of the devastation and need to get out of hiding and actually see what is going on. This is what the residents who distain "rubbernecking" don't realize. People need to see it. Those who do finally go out and see - remember that what you are looking at now is a sanatized version following a four month clean-up effort. I am two houses away from a partial demo area and I have neighbors who have never turned the corner to see! I agree w/ Knarfie and think these local yokels are in it for votes. I don't think anything will salvage this current administration. Not anything - they dug their own graves on too many issues.
JMS
11:26 am on Tuesday, March 5, 2013
@ Oldsoldier - first let me say that flood policies are only required by the mortgage companies and they only require clients to carry building coverage and only enough building coverage to satisfy their interest; so some may let people carry 30,000 and others have to carry the max amount of $250,000; second flood policies are ONLY actual cash value they are not based on replacement cost. Third almost half of the flood policies in place do not carry contents coverage because the banks do not require you to have it... so as much as the agent tells the insured that they do not have the sufficient amount of coverage they are never willing to buy anymore than required.. hence what we have with sandy victims;
Homeowner's insurance policies will NEVER cover flood damage... HO policies only cover fire, theft, wind and vandalism.. so what it boils down to is being informed and educated as to what you are purchasing when you buy a policy... and you should listen to your agent; we are not in the business of ripping people off; we try to advise them to the best of capability to what their exposures are or could be during a loss; and they are the ultimate deciding factor on what they buy; also let's not forget about Flood Elevation Certificates... and if people actually had them done how it could benefit their flood premiums
Doreen
8:29 am on Monday, March 4, 2013
You decided to live at the shore,why now does everyone else have to pay for you to rebuild. This is one of the biggest problems our country has . People always have their hand out for something for FREE>
Tom Cular
8:46 am on Monday, March 4, 2013
Agreed, no different than the folks in other parts of the country that get wiped out with mud slides or forest fires and choose to rebuild in the same place. As the old saying goes "Ya pays your money and takes your choice". Send the White House a letter, perhaps you'll get a free "Bama phone".
Art D
4:57 pm on Monday, March 4, 2013
@Doreen and Tom Cular - Let me know how you feel about getting federal funds to help you when all of your possessions are in your front yard, your house is destroyed and cars are lost. You guys talk out of your a$$e$. You'll be the first ones in line begging for help if it happened to you. Most likely you're both collecting unemployment, getting food stamps and housing assistance. Losers.
michelle sunny
8:48 am on Monday, March 4, 2013
i bought my townhouse for 215 now itsworth 93,000 ...is it still fair that im payin for something that not the same value....no but thats what it is ...suck it up
Doreen
9:00 am on Monday, March 4, 2013
We have been very lucky that we haven't been hit this hard before. I know alot of the homes destryed were first homes. But to those peole who want the taxpayers to pony up for your vacation home,don't hold your breathe.
To Michelle good point about values fo homes. My own home I bought for $319 nine years ago,it's now worht about 260.
Maybe we should not have allowed building in the areas that were hit the hardest.
FAQall
9:20 am on Monday, March 4, 2013
To all you ignorate a holes. In a way I hope myself and all my neighbors walk away from the baywood,shore acres,ceded island, Cherryquay and the barrier island area and let it go back to nature as you all want. Because it won't be long till you all follow behind like the old coal mine towns. Your school taxes will sky rocket or your schools will just shut down and your kids will be bussed to Lakewood. A lot of the big chain stores inland will close due to lack of business. All the mom and pop stores will be doomed. You just plain and simple wouldn't be able to afford the taxes. these summer folks pay probably 50% of our taxes for stuff they don't use. Schools.sanatation(what 20 pickups a year). They don't get into our politics. Plus they spend a ton of money in our local stores and give our youths summer employment. Think about it from September to July that area is a depressing ghost town. I live there full time and love it now because a freak storm(like mount st. Hellen)happened why should I pay to raise. It's not my fault the bay is full of sand that now changed the tides and I don't feel you should either the Feds should. I don't here you bitching about gas,tolls,etc. going up to widen the parkway so you can get home from work on time. NO BECAUSE It BENIFITS YOU!!!
type writer
9:51 am on Monday, March 4, 2013
Go ahead and walk away from your homes. Someone will buy them on the cheap and still pay the taxes. The taxes will always be paid by someone.
Kim E
12:54 pm on Monday, March 4, 2013
FAQall ,Please join our fight against the new flood insurance rate ,the new height requirements and new flood maps! Next Meeting:
Saturday, March 9, 2013 From 3pm - 4 pm
at
Silverton First Aid Squad
86 Maine St. (like the state)
Toms River, NJ 08753
Invite your friends and family.
LIKE www.facebook.com/StopFemaNow
twitter #StopFemaNow
Mark Wauben
10:03 am on Monday, March 4, 2013
My wife and I live in Baywood year around...seriously folks, we pay our taxes, mortgage and flood insurance with the expectation that should we ever get flooded that the insurance that we have paid for years would cover the damage caused by a catastrophic flood...well we were flooded and we are not expecting FEMA, NJ, Ocean County or Brick to help us out...we just want a fair settlement from the insurance company so that we can rebuild our primary residence. If the floodmaps have changed that should be the responsibility of the insurance coverage to get our home back to what it was before the storm...including the elevation if so deemed by local permits. Its just plain common sense really...if that is part of the recovery then the insurance companies that have been collecting premiums all these years should now make it right without the games and slight of hand. We just want to go home. Its been over four months and we are stuck in neutral, with no end in sight.
oldsoldier
8:31 pm on Monday, March 4, 2013
Perhaps all of you who are still not settled with your insurance companies need to file complaints with the state against them. I agree with your sentiments, and beleive what the insurance companies are doing to you people is a sin. They are in the business of risk, and should be prepared to pay for your losses as written in your policy.
Donna Griffin
2:21 pm on Tuesday, March 5, 2013
Not so sure that complaint letters are the way to go. I'd suggest a class action suit against individual insurance companies. Additionally, it may be beneficial to see FEMA's contribution to rebuilding efforts in FL and LA after Andrew and Katrina. Equal protection under the law may be in violation in the case of Sandy victims.
JMS
2:26 pm on Tuesday, March 5, 2013
@ Donna Griffin; I don't think even individual letters to companies would help as flood is government mandated
type writer
10:11 am on Monday, March 4, 2013
The only role the government and tax payers should have here is to make sure that the insurance companies pay the claims to the insured. I feel sorry for anyone whose home was flooded out. I am sure your life stinks right now, but it is not the governments responsibility to bail you out.
JMS
8:34 am on Tuesday, March 5, 2013
AMEN
type writer
10:14 am on Monday, March 4, 2013
I have friends that live on the water and are complaining that they have no money to raise or fix their houses. For the last 15 years they have been driving in Mercedes and riding jet skis and cruising around the bay in their 35 foot sea ray boat. It seems to me that they should have been saving some money for an emergency instad of living the high life and bragging about their luxuries. Let this be a lesson to all. Save your money for a rainy day. Dont live high and fancy while going paycheck to paycheck.
Donna Griffin
2:24 pm on Tuesday, March 5, 2013
Slippery - Unfortunately, we've taught them to live just such a lifestyle. Our federal government is the role model for spending beyond your means. I imagine that the "trickle down" effect of that philosophy is now biting folks in the rump.
FAQall
10:21 am on Monday, March 4, 2013
Everyone is biting there nails about the increased costs of living in brick&nj. As taxes rise and there is no way to supplement it but to take it out on us the residents why not follow California and many other states and legalize marijuana regulate and tax it just like alchohol & tobacco. As business week says the us as a whole would make over a 100 billion dollars in revenue a year( that's not chump change) and there's an estimated 25-60 million users. I am not a smoker but I read these articals and feel that nj is looking in the rearview mirror on these other states that are almost out of debt in only a few years. Or could it be that christie and obama and the head of FEMA are smoked up when they come up with these elevation maps ?? Along with these charity group leaders. I keep hearing about all the monies made from donations but haven't heard about anyone getting a dime. All I hear from friends and neighbors is "I just got fined for renovating so I have a place to live because I'm out of money". Now the township is kicking us why were down. They won't issue permits till we raised to compliance and can't make repairs so we have a place to live without permits WTF. Where are these charities so taxpayers don't have to foot the bill.
VN
10:36 am on Monday, March 4, 2013
On the surface passing a resolution like this sounds great, but taking money from the government always has catches. Deed restrictions for example.
FAQall
10:56 am on Monday, March 4, 2013
Ohh slippery slopes you sure like enjoying yourself on you so called friend toys. Sounds to me like someone's jealous. If its that much of a problem stop driving east and go west. I'm sure you will find someone else out there to use and say their your friend.
michelle sunny
11:20 am on Monday, March 4, 2013
hey if the feds help the mayor raise his house i want the feds to fix my mortgage so my house value is the same worth as my house payment since it went way down since i bought it ...
FAQall
11:28 am on Monday, March 4, 2013
I just reread this article. Why do we have to raise our homes?there are so many other options for instance. Why not dredge the bay deeper to hold more water. Put up a sea wall. Why raise float your home on a deck barge( there only 3' high)they do it down south. Why costly wood pickings use steel columns (much cheaper) the township has to research our options before going up to bat. If you dredge the bay then we don't have to hear these people whine that their tax monies are going to benifit the land owner.it will benifit us all and marine life.
DenisefrmUB
12:01 pm on Monday, March 4, 2013
It is very sad how some ppl are so ignorant.I live in Union Beach, a few blocks in from the water. My family has lived here for over 50 years and have never had water come into our homes and destroy everything we owned! That's pretty rude of you to say basically we knew it was coming.I am fully insured and unfortunately most ins co's are only paying 21% of the value of our flood policies.I cannot live in my home, it must come down but still have to pay my mortgage every month as many of our residents have to. I cannot afford to just walk away and start over. It would be great if I was able to save and have money for an emergency, but get serious, this is not an emergency, it is a natural disaster, huge difference! Who could afford to save a couple hundred thousand?? That's what I would need to save to start over.We help so many countries and unfortunately under my circumstances I absolutely do expect help from our government!It is a very scary thing to have to go thru being displaced with children and pets. Worrying if you will be able to sleep some place warm every night and be able to feed your children every day like many of our residents have to deal with everday! Those of you who can relate,my prayers go out to you, those of you who understand, thank you. As time goes on,I am learning that sometimes we don't have many options and need to ask for help.
shorecorruption
4:37 pm on Monday, March 4, 2013
Flood gates at the Inlets.
Squandered Youth
12:11 pm on Monday, March 4, 2013
Brick officials should be praised for doing something to head off what the new maps and premiums will do to the Shore, but they are focused on the wrong remedy to the wrong problem.
The problem is not getting money to raise homes, but avoiding the absurd insurance premiums driving people to raise homes. Government officials could better focus their immediate efforts on the more realistic goal of requiring FEMA to tell each policy owner what their current premium would be at the new elevations without subsidies that will be removed by Biggert-Waters. That would let everyone make informed decisions about who will be affected, and how badly.
As the number of hostile posts indicate, asking the Feds for $50,000 a house to raise every house at the Shore is probably not the best way to build the broad political support needed to get real relief. Most homeonwers don't want money to raise their houses: they need relief from the ABFE-driven premiums that, for most homes that did not sustain 50% damage even from Sandy, are not justified by loss experience and could be better protected at less expense by raising the dunes. We don't want a hand-out, we need FEMA to be less heavy-handed.
The alternate approach of relying on individual appeals of elevations scares me, as it plays to FEMA's strength on its home court. We need a common political remedy that will cap premiums at a reasonable level, at least for homes that have not suffered substantial damage.
Tine
1:38 pm on Monday, March 4, 2013
well said! I wish this was like facebook so I could hit a "Like" button!
Mark Wauben
12:16 pm on Monday, March 4, 2013
The bay isn't a closed body of water...no matter how much they dredge it every tide cycle brings seawater in through the inlets in Barnegate and Manasquan...what is needed though is a better understanding of what Sandy was...it really was a perfect storm that hit our area at high tide...and like a noreaster...the strong NE winds as the hurricane made landfalll pushed a lot of water down the bay for hours and held it there...when the winds moved inland...it was like tipping a bathtub and huge amount of water came flowing up the bay and flooded our homes...this was a very very unusual set of circumstances...which might not happen again in our lifetimes. Everyone needs to calm down especially FEMA and just try to be logical in the solution and real risk of this happening again...lets face it... no one can predict if this will ever happen again.
KC
12:37 am on Tuesday, March 5, 2013
Science would argue it is very likely. Unfortunately. I wish it weren't so. I live here too.
Missing Brick
1:59 pm on Monday, March 4, 2013
The thing is, many of these homes on the bay do not NEED to be raised!
Even with Sandy, a 500 year event, they did not get water or high velocity waves.
Now they are in a "new zone" to correct the bad calculations of the 80's and need to raise their homes? Gimme a break! I won't be spending $135k to someday get a $25k payout if I'm lucky. The Selective Flood people can suck-it!
What they really need to do is build dunes and floodwalls so that the bay does not flood again, not ask thousands of home owners to raise their homes "just in case" they got the flood maps right this time. No thanks guys! You had your chance to get it right the first time.
KC
12:40 am on Tuesday, March 5, 2013
Well the fact of the matter is - we live in an ever changing evolving environment. All calculations are a guesstimate. FEMA requirements should be grandfathered in for new construction not used to force people into homelessness. Why can't anything proceed reasonably when it comes to government?
JMS
8:31 am on Tuesday, March 5, 2013
My Aunt lives in Brick off of Drumpoint and she had 4 feet of water... just sayin' maybe you were not flooded but many were
FAQall
2:34 pm on Monday, March 4, 2013
Denisefromub,squaderedyouth,missing brick I agree and your post make the most sense. Mark wauben I agree to most except the bay dredging part the bay is full of sand the same as if u put buckets of sand in your bathtub your tub(the bay) holds the same amount of water per tide cycle now add all that beach sand which made the bay extremely shallow bring in high tide the only place for the water to go is up and in my yard. So if u dredge deeper yes the lagoons will go lower at low tide and should maintain low tide hight at high tide. But I am not and army cor engineer. But I do agree it was the perfect storm I stayed till 9:15 pm when I seem the roof of a house go down my lagoon like a sanami and the smoke from the fires on the barrier island filled my house. I bailed. Lucky to be here.
KC
12:45 am on Tuesday, March 5, 2013
Me, I couldn't sleep alll night til about three where I felt I was gonna have a nervous breakdown if i didn't. I watched six oak trees fall down and heard my chimney cap blow away in the storm that sent an eerie wind a howing down my fireplace which had been the only safe place to sit away from windows. I had an old battery radio and listened to WPIX Radio from New York. Wondered whether to wake my tired other half out of the bed if it was safe to sleep there with huge oaks dropping by. I will always remember that night.
fhead
3:19 pm on Monday, March 4, 2013
feds bought 75% for outright buyout in ny. only 30 k here?
http://www.nypost.com/p/news/local/staten_island/sandy_buyoutoffer_mzOVEh3EXLSz4bG7P1nFbM
ChiefWahoo
3:21 pm on Monday, March 4, 2013
There is NO money !
Bob
3:35 pm on Monday, March 4, 2013
The Mayor and Governor both said there will be plenty of money to raise our homes with the CDBG grant money and HMG money. Were they lying to us? What else have they been lying about? AshBritt & Gilmore?
Jim
4:09 pm on Monday, March 4, 2013
Brick will not become a ghost town. You buy when there is blood in the streets. I can assure you real estate investors ate waiting to scoop up your properties for pennies On the dollar. My condolences to all those suffering.
Whatever
5:42 pm on Monday, March 4, 2013
Don't worry Acropolis and his cronies will cook up some sort of scheme to fleece the taxpayer's yet again, while lining their pockets. Hopefully the Greedy Seniors that don't want to fund schools, will wise up and not fall for another scam like raising taxes or lose garbage pickup.
JB
9:10 pm on Monday, March 4, 2013
How stupid are they. I can't afford to live on the water yet my tax dollars should assist those who can. If they want to live there let the homeowners foot the bill or move inland. Sorry my tax dollars can be better spent elsewhere. Don't need to give someone a nice home. Let those who get paid medical write a check considering they were not taking it. Come on Jim be a man. Stand up and be a man.
Greg Thompson
5:55 am on Tuesday, March 5, 2013
Then will come the age old argument, "Hey, our tax dollars built these homes back up now we want to fish n crab from your backyard". Then just like the beach's the home owners will have to have an easement so any ole stranger can walk in your back yard to enjoy what we ALL paid for along the bay front. There is nothing free when you take what the fed Gov't gives out. And not for nothin but I believe it's a conflict of interest to have Sangiovanni on this panel beings his own home was involved in the devistation. Well good luck either way to those effected, I wish you all the best in the end. (God Bless) !!!
FAQall
6:15 am on Tuesday, March 5, 2013
Jealousy will get u no where. We on the water would help our community if you needed it. Most of us on the water are retired or seasonal owners we support ur schools when we don't have any kids in the system. If you don't want to help us the cut out school tax from us who don't have kids or aren't full timers. Tit for tat. I'm game for that. Raise my tax for me and my neighbors to raise leave you in landers out of it then remove school taxes from us and any other taxes for thing we don't use and just tax us for the 3 months out of the year my friends and neighbor are hear. Then put toll booths up to get to the coast for you ( basically draw a lie) since you want to segregate our town. I NEVER THOUGHT BRICK WOULD BE LIKE THIS. That's why I moved hear 10 years ago from up north to get away from ignorant aholes like you!!!!!!
JMS
8:28 am on Tuesday, March 5, 2013
I work in Insurance and DEAL with this DAILY; first of ALL I want to say ICC is NOT going to give each and every individual that had flood insurance 30,000 to raze their homes, secondly not all flood policy holders pay into the ICC fund, and third if you read the guidelines in the ICC portion of the policy it states that an amount UP TO 30,000 could be given to one insured. They will all be reviewed on a case by case basis
Doreen
10:19 am on Tuesday, March 5, 2013
I do not feel sorry for those who lost their vacation homes,sorry,no more freebies from the rest of us taxpayers!!!!!!
pam ulrich
10:31 am on Tuesday, March 5, 2013
This is not just effecting the beach or bay front houses. I am high and dry and had no damage at all with Sandy and I am now in a V flood zone. Why should I have to raise my house? This whole thing is crazy. I hope the town can fight it or we will all by forced out.
JMS
10:34 am on Tuesday, March 5, 2013
Don't you see; that is the intent... to Force people out who can't afford to do what they are asking... I understand you're point; but if most of the people in you're zone suffered damage or were flooded unfortunately you will be in that new zone
pam ulrich
10:55 am on Tuesday, March 5, 2013
@jms. We were a very fortunate street on the river and not one house suffered water damage and now we are in a v zone- frustrating.
JMS
11:08 am on Tuesday, March 5, 2013
@Pam.. I am sure it is frustrating; but keep in mind; none of these maps are set in stone; many changes still to come before anything is finalized for August, which is what they are telling us in the insurance industry.. maybe there still is hope, but if you are a spit away from the water; it's probably for the best anyway... what I don't understand is that they are telling everyone to be from 10 up to 15 feet in the air; now we will have a WIND issue.. ugh
pam ulrich
11:26 am on Tuesday, March 5, 2013
@jms. Thanks. We are keeping fingers crossed. Yes the only damage we had was wind because we are high. Imagine if we are up ten more feet. The next storm we will blow away!
JMS
11:30 am on Tuesday, March 5, 2013
@Pam; well I am glad to hear that.. It is so sad to hear of all of my clients stories and how they are trying to get back to some sort of normalcy; did you put in a wind claim? Was you're carrier easy to deal with? Did you have to wait long for a check?
LOL: I know what you mean; we are saying ... great now you are slapping 5% hurricane deductibles on policies and 5,000 flat wind deductibles... telling people to get up that high in the air is just going to cause a whole NEW set of problems during the next storm..
Tom Cular
11:47 am on Tuesday, March 5, 2013
@Julles 51
If you were aiming your comment at me, you're talking through your anus along with Art. I am not on any type of govt. dole, food stamps, unemployment or housing subsidy. My income is my business, not yours! I have worked on coastal restoration from TX through NY for more than 40 yrs. and know better than to try to impress superficial friends and aquaintences with my beach home, leased cars and the rest of the BS. You chose to buy or build on the beach, live with it. If you were in NC and lost your beach house to a storm you would not be allowed to rebuild.
Art D
3:25 pm on Tuesday, March 5, 2013
Hey Tom-you, Dorreen and others on this thread talk like everyone who were unlucky enough to be affected by this storm are all second home owners, fat cat NY businessmen and wealthy. Well you're all wrong. I've lived at the Jersey Shore for almost 40 years and work my a$$ of for what I have, always have and always will and so have all of my friends and neighbors. No one has ever given me $hit. I pay my own way. But here you guys are almost saying we got what we deserved because we chose to live on the water. What we have here is an unfunded mandate from the Federal Government. If they don't fund it people will lose their homes, their investments and more. Where do they go from here? I have very good income, applied for an SBA loan to help me raise my house, let me repeat, APPLIED FOR AN SBA LOAN, and what SBA did was deduct all the money my flood insurance company gave me so the loan proceeds were reduced so much it makes no sense for me to take the loan because it won't come close to helping my raise my house. So now we look to get assistance from the Feds on what amounts to an unfunded mandate. So take your BS about "impress superficial friends and aquaintences with my beach home, leased cars" and shove it. The majority of those affected are hard working, full time residents of these shore towns. We pay taxes, spend money in the communities we live, contribute to the betterment of our towns and have respect for who we are and where we live. Do you?
brick strong
12:34 pm on Tuesday, March 5, 2013
@ Above Comments ...I think the Mayor and Joe trying to get more help for the recovery from Sandy is at least a chance worth taking and you don't know until you try ..At least there not sitting back and waiting for help they keep asking for more options Thank You Mayor and Joe...
I have spoken
2:47 pm on Tuesday, March 5, 2013
Acropolis and Sangonani are true comedians. Maybe their hiring at one of the comedy clubs.
Most hilarious comments I've head in quite some time...LOL
Cherry Quay resident
5:31 pm on Tuesday, March 5, 2013
Go to STOP FEMA NOW (www.stopfemanow.com) Join the group and the fight to prevent FEMA from doing something totally ridiculous!!
Go to Save Our New Jersey Communities also.
Between both groups WE MUST STOP FEMA!!!
I DO NOT agree with FEMA; the new V zone's are WRONG!!!
As many have said; it was bad enough to deal with the storm (I stayed at my home and it was flooded) and then the reconstruction issues and then the insurance issues and then FEMA and now the new flood maps. When is it going to end???
Everyone in this country will be financially hurt by the new FEMA maps.
This isn't just a NJ problem, it affects all parts of the country. This isn't just a shore community or water front issue; everyone will pay more if the water front areas can't sell or must destroy perfectly good homes.
Don't allow this to happen.
Don't allow the government to ruin your retirement plans.
Like most people, your home is your investment for retirement (along w/ pension, 401k etc...); GET INVOLVED. Protect yourselves and don't allow this to happen WITHOUT A FIGHT!!! This is your home and home for your children; STOP FEMA NOW!!!!
Cherry Quay resident
6:03 pm on Tuesday, March 5, 2013
Call the NJ senators:
Senator Lautenberg (202) 224-3224
Senator Menendez (202) 224-4744
Request that they get with FEMA and appeal the redicilious maps and proposed insurance regulations.
I've called both senators.
I've emailed both senators.
If you have been affected get involved.
Vera Fozman
12:18 am on Friday, March 8, 2013
The two Council members residing on the water are in direct conflict when voting on any resolutions involving their property.